Income insurances that complement the collective pension schemes
Because the 4.5 million people APG works for are all unique, we provide them, via Loyalis, with the possibility of supplementing their collective and semi-collective pension schemes in accordance with their personal needs.
Loyalis offers income products and services that dovetail with the pension schemes and Collective Labor Agreements (CLAs) for all employees in the government, education and construction sectors, and in energy and utility companies. Examples include occupational disability and survivor insurances, life cycle planning and various savings and investment products. This provides employers and employees with even greater control over the level of their income in the event of changes such as pre-pensions, occupational disability or death.
Due to Loyalis’ knowledge and experience with these sectors, the products and services are always relevant and represent true custom work.