What does APG's Executive consultancy involve? 

Do you have enough information to make well-considered decisions? We offer integral advice in respect of Asset Liability Management (ALM) and communication, legal and actuarial issues. Our added value is the connection with reality.

Benefits of APG's Executive consultancy

Asset Liability Management (ALM)

Does your pension fund strike the right balance between investments and liabilities? And how about the balance between risk appetite and ambition? ALM is an essential part of risk management in your pension fund and one of the pillars of your policy. We perform ALM analyses for your fund’s specific situation. We can advise you about the content or adjustment of your pension contract in respect of ambition, price and risks. Additionally, we can perform ALM studies to show the details of your fund’s balance sheet risks. Our ALM specialists have many years of experience in the academic world and maintain excellent contact with pension organizations, universities, public bodies and supervisory bodies. Based on this network, we are well-informed of new developments, enabling us to go the extra mile on your behalf.

Risk management  

You aim for a good balance between ambition, certainty and price. The foundation of that balance is your risk attitude. We offer you a tool to determine your attitude towards risk as the Fund’s Executive Board, allowing you to make strategic decisions for a virtual pension fund to see the impact. This makes you more aware of risks, confronting you with the consequences of the choices you make. Furthermore, our risk manager is happy to assist you in preparing or adjusting Integral Risk Management (IRM).

Advice on content of pension scheme

 Are you prepared for changes in regulations and legislation? We can advise you on the consequences to your pension scheme at an early stage. Via our contacts in both The Hague and Brussels, we are often able to influence any changes, and we understand which issues are current at an early stage. This allows us to advise you on amending your pension scheme in due time.

Legal advice

Our legal support focuses on general pension related issues. We also execute specific requests, such as creating and modifying documents and contracts Fund and adjusting premiums and indexation. We also offer support in legal proceedings. In addition, you are always assured of a comprehensive advice. Our governance structure ensures the objectivity of the advice.

Actuarial advice

If pension fund board want to look ahead. We use our knowledge actuariee to outline a number of scenarios. But perhaps you need financial advice, financial reporting and valuation issues? Besides this advice, we assist in collective value transfers and continuity analyzes.

Communication advice

Your policy choices have an impact on the participants and employers within your control. It is important to explain these choices appropriately to different audiences. We support you in determining your communication strategy. Reputation management to the use of new communication channels or resources for your participants. We advise on the core message and the use of appropriate means of communication to convey that message to your audience (s). These choices we test with impact assessments.

Advice social partners

Social partners determine the content of a pension scheme. Our industry managers can advise the social partners in your sector in the areas of pension, income security, social security and vitality. If you want a distinctive collective agreement, so an industry can be an attractive work environment and continue, then we support this. We also offer affordable solutions in addition to the pension scheme. Our lawyers and actuaries support your labor, if desired, for example in the negotiations by indicating what the costs are of different variations in retirement and what are the legal options.

Advice social partners

If pension fund manager you want to be able to make balanced decisions. An integral management consultancy is important.