Organisation

APG is the abbreviation for APG Group. APG Group consists of 3 subsidiaries: APG Algemene Pensioen Groep N.V. (APG), Cordares Holding N.V. and Loyalis N.V. APG Group operates globally with offices in the Netherlands (Amsterdam and Heerlen) and subsidiaries in Hong Kong and New York.

The pension administration organisation APG is a specialist in the field of collective pensions. APG carries out the administration of pensions for approximately 2.6 million Dutch people. This means that APG carries out the administration, the communication and manages the pension capital of this sector.

Loyalis is a specialist in the field of supplementary collective, semi-collective and individual income arrangements for employers and employees in the government and education sector and of energy and utility companies. These arrangements are in line with the collective pension schemes of these sectors. You can find more information on www.loyalis.nl.

Pensional is a premium pension institution (PPI) and an initiative of APG and ABN AMRO. The joint venture APG - ABN AMRO Pensioeninstelling N.V. takes care of the operation of the premium pension institution (PPI). APG contributes its expertise in pension administration and ABN AMRO its expertise in managing investments. The aim of both parties is to become a major player in the market for defined contribution pension schemes. You can find more information on www.pensional.nl.

Cordares is a specialist in the field of collective pensions and supplementary products and services in the private sector. Cordares carries out the administration of the pensions of over 1 million Dutch people. APG provides the asset management services for all of these clients. You can find more information on www.cordares.nl.